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OUR SERVICES

Loan Programs and Products We Offer

FHA HOME LOAN

FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.

VA HOME LOAN

The VA Loan provides veterans with a federally guaranteed home loan which requires no down payment. This program was designed to provide housing and assistance for veterans and their families.

USDA HOME LOAN

If you're looking to buy a home in a rural or suburban area with no down payment and minimal investment, you might consider the USDA Rural Development Loan.

JUMBO LOAN

A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. The maximum amount for a conforming loan is $548,250 in most counties, as determined by the Federal Housing Finance Agency (FHFA). Homes that exceed the local conforming loan limit require a jumbo loan.

REVERSE MORTGAGE

The federal government guarantees HECM reverse mortgages and offers them as an option for homeowners who are 62 years old or

older. With this type of loan, you can take out money from your home without having to pay any monthly mortgage payments-just

interest on what's left!

SHINING STAR HERO

The Shining Star Hero Program allows for homeownership for heroes in our community!

ABOUT OUR COMPANY

What We Do

We are a full-service mortgage company based in San Diego, CA. We specialize in All types of loan products, Conventional, FHA, VA, First Time Homebuyers, and USDA. Whether you are buying a home or refinancing we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.

Programs We Offer

In terms of Purchase Loan programs, we offer the following: FHA, VA, USDA, HomePath, Jumbo, Conventional, and Jumbo.

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs: FHA Streamline , FHA Cash Out, FHA 203k, VA Streamline, USDA Streamline, Conventional, HELOC and Jumbo. What makes Cornerstone First Mortgage unique is that we offer the following niche programs as well: Non-QM Loan, Bank Statement, Jumbos.

CONTACT US

Feel free to text or call...

Bob Weller

(760) 364-9145

NMLS# 288603

HEAR FROM OUR AWESOME CLIENTS...

Bob is the best ever!!!

Bob went above and beyond in guiding us through the entire process, providing comprehensive education from start to finish. Since then, every interaction in relation to the matter has been remarkably prompt and effortless. The outstanding level of patience displayed ensured that this experience remained stress-free for us. Bob tirelessly worked day-in and day-out, collaborating closely with our Agent to find the best financial solution for our unique circumstances. When goals were set in conjunction with Bob, rest assured that all efforts would be exerted to make them a reality. Choosing Bob as the lender of choice made us feel incredibly at ease. I wholeheartedly recommend Bob to all our loved ones. Words cannot adequately express the gratitude felt, as our dream home would not have been possible without the exceptional assistance received!

Donald M.

Google Review

Wholeheartedly recommend working with Bob!

Bob is absolutely phenomenal! We couldn't be happier with the outcome – securing the best deal for us and ensuring we got the most value for our investment. Throughout the entire process, Bob expertly led us, helping navigate the complexities with ease. Even after the purchase, Bob's dedication to assisting us remains evident, promptly addressing any questions that come up. The attentive and caring approach Bob takes truly makes individuals feel well taken care of. Working with Bob is wholeheartedly recommended for an exceptional experience!

Leticia R.

Google Review

START THE PROCESS TO HOME OWNERSHIP

Fast & Easy Home Purchase Process

STEP 1

COMPLETE QUESTIONNARE

You will be taken to a questionnaire where you will be asked a series of questions that will start you toward your home buying joruney.

STEP 2

REVIEW YOUR HOME BUYING OPTIONS

We will discuss what your home buying desires are and determine the best program that will suite your needs.

STEP 3

PRE-APPROVAL

The pre-approval is an important step toward your home buying process. It focuses strictly on your basic factors. We will look at your paystubs, W-2's, bank statements, and credit report. This document tells REALTORS® that you meet the basic requirements for a home loan.

START THE PROCESS TO HOME OWNERSHIP

Fast & Easy Home Purchase Process

STEP 1

COMPLETE QUESTIONNARE

You will be taken to a questionnaire where you will be asked a series of questions that will start you toward your home buying joruney.

STEP 2

REVIEW YOUR HOME BUYING OPTIONS

We will discuss what your home buying desires are and determine the best program that will suite your needs.

STEP 3

PRE-APPROVAL

The pre-approval is an important step toward your home buying process. It focuses strictly on your basic factors. We will look at your paystubs, W-2's, bank statements, and credit report. This document tells REALTORS® that you meet the basic requirements for a home loan.

Meet Bob

Bob Weller has been a Mortgage Strategist for 20 years, and the best time he’s had in that 20 is the last two years at Own Mortgage working with the Keller Williams San Diego North Inland team. The San Diego real estate market is incredibly competitive, and Bob knows how to build a loan strategy using the best loan programs available to ensure your clients get the best rates, the most competitive timelines, and can put out the most attractive offers to achieve their home ownership dreams. Along with expertise in Conventional, FHA, VA, Jumbo, and USDA loans, Bob brings an innovative perspective that allows him to problem solve, build lasting relationships, and provide flexibility during the home buying process. As a result of this, Bob has long-lasting relationships with both Realtors and clients built on trust, knowledge and genuine care.

Bob Weller

Mortgage Strategist | Loan Officer

Meet Bob

Bob Weller has been a Mortgage Strategist for 20 years, and the best time he’s had in that 20 is the last two years at Own Mortgage working with the Keller Williams San Diego North Inland team. The San Diego real estate market is incredibly competitive, and Bob knows how to build a loan strategy using the best loan programs available to ensure your clients get the best rates, the most competitive timelines, and can put out the most attractive offers to achieve their home ownership dreams. Along with expertise in Conventional, FHA, VA, Jumbo, and USDA loans, Bob brings an innovative perspective that allows him to problem solve, build lasting relationships, and provide flexibility during the home buying process. As a result of this, Bob has long-lasting relationships with both Realtors and clients built on trust, knowledge and genuine care.